Last updated: September 7, 2026
About PortfolioX
PortfolioX is operated by Popa Alexandru, based in Romania. In these terms, “we”, “us”, and “our” refer to the operator, and “PortfolioX” refers to the app and website. Contact us at support@portfoliox.io.
These terms set out the rules for using PortfolioX. Please read them before using the service. If you do not agree to these terms, do not use PortfolioX.
Who can use PortfolioX
You must be at least 14 years old to use PortfolioX. If applicable law requires a higher minimum age or permission from a parent or guardian, those requirements also apply.
Portfolio tracking, not trading
PortfolioX helps you track investments, explore market information, follow earnings and dividends, and ask financial information questions through xBot. You can enter portfolio records manually or import them using CSV files or screenshots. PortfolioX does not connect to your broker accounts.
PortfolioX does not hold or manage your money, accept deposits, process withdrawals, or execute investment trades. Adding a transaction to PortfolioX records information; it does not place an order or move funds. Investment transactions take place through services outside PortfolioX.
Financial information and xBot
PortfolioX provides information and educational tools. Charts, news, calculations, projections, and xBot responses are not personal investment, tax, or legal advice, or recommendations to buy, sell, or hold an asset. You are responsible for your investment decisions.
Market data may be delayed, incomplete, or inaccurate. Estimates and projections depend on assumptions and do not guarantee future results. Past performance does not guarantee future returns.
xBot uses tools powered by OpenAI. AI responses can contain errors or outdated information, even when they sound confident. Check important information against original sources, such as company filings and official announcements. Seek qualified professional advice when you need advice about your circumstances.
Your account and records
Keep your sign-in details secure. Contact us if you suspect unauthorized access to your account. Do not use another person’s account without permission or upload information you are not entitled to share.
Check manually entered and imported records for accuracy. Portfolio calculations depend on the information provided and are not a substitute for statements from your broker or other financial provider.
Free features, purchases, and subscriptions
PortfolioX offers the following access options:
- Free access: use of the app without Premium features.
- Monthly subscription: Premium membership for a monthly subscription period.
- Yearly subscription: Premium membership for a yearly subscription period.
- Lifetime membership: Premium membership purchased with a single payment, without recurring subscription charges. It includes all current and future Premium features for as long as PortfolioX operates.
Monthly, yearly, and lifetime memberships provide the same Premium features. Monthly and yearly subscribers receive access to those features, including new Premium features, during their paid subscription period. Lifetime members receive new Premium features without an additional membership or upgrade payment.
Payments are currently handled through the Apple App Store or Google Play. Review the included Premium features, price, billing period, and any renewal or trial terms displayed before confirming a purchase.
For subscriptions that automatically renew, cancel renewal through the store where you subscribed before its stated renewal deadline. You can manage subscriptions through Apple or Google Play. One-time purchases do not create a recurring subscription.
Deleting the app or your PortfolioX account should not be relied on to cancel store billing. Manage cancellation separately through your app store. Refund requests are handled under the applicable store process and your legal rights; these terms do not remove any mandatory refund or withdrawal rights.
Acceptable use and content
Use PortfolioX lawfully. Do not attempt to access other users’ data, bypass security or access controls, introduce malicious code, or disrupt the service.
We and our licensors retain our rights in the app, website, and content we provide. You may use PortfolioX for your personal use in accordance with these terms. Do not sell, redistribute, or commercially exploit content without the necessary permission, except where permitted by law. You retain your rights in the information you provide.
External articles and linked services are provided by their respective operators. Their own terms and privacy policies apply when you use them.
Privacy and account deletion
Our privacy policy explains how we handle personal data, including information used by xBot.
You can delete your account under Settings → Delete Account in the app or request deletion by emailing support@portfoliox.io. See the account deletion page for instructions and information about the records removed.
Availability and account restrictions
Service availability can be affected by maintenance, technical problems, and interruptions to third-party services. We may restrict access where reasonably necessary to address misuse, protect the service or its users, or comply with law. Contact support@portfoliox.io if you believe access has been restricted in error.
Changes to the service or restrictions on access do not remove any rights or remedies you have under applicable law, including rights relating to paid features.
Your legal rights and disputes
Nothing in these terms excludes or limits liability that cannot legally be excluded or limited, or takes away mandatory consumer rights.
These terms are governed by Romanian law. If you are a consumer in another country, you retain the protections of mandatory laws that apply in your country of residence. Nothing in these terms requires you to give up access to a court or other remedy available under applicable law.
For a question or complaint, email support@portfoliox.io. Contacting us does not prevent you from exercising your legal rights.
Changes to these terms
We may update these terms to reflect changes to PortfolioX or legal requirements. We will publish the revised terms and update the date above. For material changes, we will provide notice through the app, website, or email before they take effect, as required by applicable law.